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Debt Review


This process begins by filling in an application form (FORM 16) which you will state your income, living expense and credit agreement, FREE OF CHARGE. We then determine if any of your credit providers were reckless in granting you credit (Reckless credit is against the law) If the court rules that the credit was reckless the credit agreement can be suspended which will be to your benefit. We also determine if any of your credit agreements have prescribed or expired (collecting prescribed debts is against the law). The BENEFIT TO YOU is that any prescribed debt is investigated and you are saved from paying debt that has prescribed. We determine if you are over indebted and work out an affordable one instalment for you.

All of the above is to your own benefit to take you from debt stress to financial freedom.